The 50 Most Asked Surrogacy Questions in India

The 50 most asked surrogacy questions in India – M&D Law Firm FAQ guide 2025

The 50 Most Asked Surrogacy Questions in India

Surrogacy has become an important fertility option for couples who are unable to conceive naturally. However, many intended parents are confused about the legal rules, eligibility criteria, and medical procedures involved. 

India regulates surrogacy through the Surrogacy (Regulation) Act, 2021 and the Assisted Reproductive Technology (ART) Act, 2021. These laws aim to ensure that surrogacy is practised ethically and safely across the country — in Chennai, Tamil Nadu, Andhra Pradesh, and all over India. 

This guide answers the 50 most asked surrogacy questions in India — covering the legal framework, eligibility, the surrogate mother’s rights, the IVF process, documentation, costs, citizenship, and legal compliance. 

Why So Many People Have Questions About Surrogacy in India

Surrogacy is a complex process that involves medical, legal, and ethical considerations at the same time. Many couples are searching for answers about surrogacy law in India because the rules changed significantly when the Surrogacy (Regulation) Act, 2021 and the ART (Regulation) Act, 2021 came into force. 

Intended parents in Chennai, Tamil Nadu, Andhra Pradesh, Hyderabad, Bengaluru, Mumbai, Delhi, and across India need clear, accurate answers before beginning the process. This guide provides those answers in simple English. 

Basic Questions About Surrogacy

1.What is surrogacy?

Surrogacy is a reproductive arrangement where a woman carries a pregnancy for another couple or individual. 

The woman who carries the pregnancy is called the surrogate mother. The couple or individual for whom she carries the child are called the intended parents. After the child is born, the intended parents become the child’s legal parents. Surrogacy is governed by the Surrogacy (Regulation) Act, 2021 in India. 

2.How does surrogacy work?

Doctors create an embryo through IVF using the egg and sperm of the intended parents or donors. The embryo is then transferred into the surrogate mother’s uterus. 

IVF stands for in vitro fertilisation. In gestational surrogacy — the only type legally permitted in India — the surrogate mother carries the pregnancy but has no genetic connection to the child. The intended parents provide the genetic material, or donor eggs or sperm may be used where permitted under the ART Act.   

3.Is surrogacy legal in India?

Yes. Surrogacy is legal in India, but only under strict regulations laid down by the Surrogacy (Regulation) Act, 2021. 

Not all forms of surrogacy are allowed. The law permits only altruistic surrogacy and prohibits commercial surrogacy. There are also strict eligibility criteria for intended parents and surrogate mothers. These rules apply nationwide, including in Tamil Nadu, Andhra Pradesh, and all other states. 

4.What type of surrogacy is allowed in India?

Only altruistic surrogacy is permitted. Commercial surrogacy is prohibited. 

Altruistic surrogacy means the surrogate mother does not receive payment for carrying the child, except for medical expenses and insurance coverage. Commercial surrogacy, where the surrogate is paid beyond these allowed expenses, is strictly prohibited under Indian law and can result in criminal penalties. 

5.What is altruistic surrogacy?

Altruistic surrogacy means the surrogate mother is not paid for carrying the pregnancy, except for medical expenses and insurance. 

The intended parents are permitted to cover the surrogate mother’s medical expenses, insurance coverage, and related pregnancy costs. No financial payment beyond these lawful expenses is allowed. This rule is designed to prevent exploitation of surrogate mothers and to ensure that surrogacy is practised ethically. 

Eligibility Questions

6.Who can opt for surrogacy in India?

Legally married couples and certain categories of single women (widowed or divorced) may opt for surrogacy if they meet eligibility requirements. 

Both the husband and wife must meet the age requirements and the couple must have a medical reason for pursuing surrogacy. Widowed and divorced women may also apply under specific conditions. Single men and same-sex couples are currently not permitted under Indian surrogacy law. 

7.What is the age limit for intended parents?

The woman must be between 23 and 50 years of age. The man must be between 26 and 55 years of age. 

These age limits are set by the Surrogacy (Regulation) Act, 2021 and apply to legally married couples pursuing surrogacy. If either the husband or wife falls outside these age ranges, the couple does not meet the eligibility criteria. It is important to confirm eligibility before starting the medical process. 

8.Can single women opt for surrogacy?

Yes. Widowed or divorced women may opt for surrogacy under certain conditions. 

Single women who are widowed or divorced may apply for surrogacy if they meet the eligibility requirements under the Surrogacy (Regulation) Act, 2021. The law does not currently extend this right to all unmarried single women — only those who are widowed or divorced and meet the applicable legal criteria. 

9.Can single men opt for surrogacy?

No. Single men are currently not allowed to pursue surrogacy in India. 

The Surrogacy (Regulation) Act, 2021 does not permit single men to opt for surrogacy. Only legally married couples and widowed or divorced women are permitted under the current legal framework. This is one of the most frequently asked surrogacy questions in India, particularly for single intended parents seeking to build a family. 

10.Can same-sex couples opt for surrogacy?

No. Current Indian laws do not allow surrogacy for same-sex couples. 

The Surrogacy (Regulation) Act, 2021 currently restricts surrogacy to legally married heterosexual couples and eligible single women who are widowed or divorced. Same-sex couples do not fall within the permitted categories under the existing law. 

Questions About the Surrogate Mother

11.Who can become a surrogate mother?

A surrogate mother must be a married woman with at least one biological child of her own. 

The law places these conditions on surrogate mothers to ensure that they understand the process of pregnancy and childbirth before agreeing to act as a surrogate. She must also meet age requirements, undergo medical and psychological screening, and may act as a surrogate only once in her lifetime.   

12.What is the age limit for surrogate mothers?

The surrogate mother must be between 25 and 35 years of age. 

This age range is set by the Surrogacy (Regulation) Act, 2021. A woman outside this age range cannot legally act as a surrogate in India. The surrogate must also be married with at least one biological child and must pass medical and psychological screening before the process can begin.   

13.How many times can a woman be a surrogate?

A woman can act as a surrogate only once in her lifetime under the law. 

The Surrogacy (Regulation) Act, 2021 limits surrogacy to a single arrangement per woman. This restriction is in place to protect the health and wellbeing of the surrogate mother and to prevent exploitation. A woman who has previously acted as a surrogate cannot legally do so again.  

14.Does the surrogate mother have parental rights?

No. The intended parents are recognised as the legal parents of the child. 

The surrogate mother has no parental rights over the child she carries. Once the child is born, the law recognises the intended parents as the child’s legal parents. This is established through the surrogacy agreement and, where required, a court order confirming parentage, before the child’s birth. 

15.Can the surrogate mother refuse to give the baby?

The law recognises the intended parents as the legal parents once the child is born. 

The surrogacy arrangement, including the parentage of the child, is covered by the legally drafted surrogacy agreement signed by all parties before the medical process begins. The intended parents’ legal status as parents is protected under the law, and the surrogate mother does not have parental rights over the child. 

Legal Process Questions

16.What is the first step in surrogacy?

The first step is medical consultation to confirm infertility or medical necessity. 

Intended parents must first consult with a registered fertility clinic to confirm whether surrogacy is medically required. Doctors will assess the intended mother’s condition and provide documentation confirming infertility or the inability to carry a pregnancy. This medical documentation is required before the legal process can proceed. 

17.What approvals are required for surrogacy?

Several certificates are required, including medical necessity and eligibility approvals. 

Before any medical procedure can begin, the intended parents must obtain the necessary legal certificates and approvals. These include a certificate of medical necessity and a certificate of eligibility. Fertility clinics cannot legally begin the surrogacy procedure without these approvals being in place first.  

18.Is a surrogacy agreement required?

Yes. A properly drafted surrogacy agreement is extremely important. 

The surrogacy agreement is a legally required document that must be in place before the medical procedure begins. It covers the rights and responsibilities of the intended parents and the surrogate mother, including medical responsibilities, insurance coverage, and the legal parentage of the child. A poorly drafted agreement can lead to disputes.  

19.Who drafts the surrogacy agreement?

Typically, a lawyer experienced in fertility law drafts the agreement. 

Because the surrogacy agreement is a legal document that governs the rights of all parties, it should be drafted by a lawyer with experience in surrogacy and ART law. A well-drafted agreement helps prevent disputes about medical decisions, insurance coverage, and parentage rights during and after the pregnancy. 

20.What happens if there is a surrogacy dispute?

Disputes may be resolved through courts depending on the nature of the issue. 

If a dispute arises between the intended parents and the surrogate mother — for example, regarding medical decisions or parentage — the matter may be brought before a court. This is one reason why having a properly drafted surrogacy agreement in place from the beginning is so important. Legal guidance helps prevent disputes before they arise. 

IVF and Medical Questions

21.Is IVF necessary for surrogacy?

Yes. IVF is used to create embryos for gestational surrogacy. 

In gestational surrogacy — the only legally permitted form of surrogacy in India — the embryo is created in a laboratory through IVF and transferred into the surrogate mother’s uterus. The surrogate mother has no genetic link to the child. IVF is therefore a required part of every legal surrogacy arrangement in India. 

22.What is gestational surrogacy?

In gestational surrogacy, the surrogate mother carries the pregnancy but has no genetic link to the child. 

The embryo is created using the egg and sperm of the intended parents or donors and transferred into the surrogate mother’s uterus through IVF. The surrogate mother is genetically unrelated to the child she carries. Indian law currently permits only gestational surrogacy — traditional surrogacy, where the surrogate’s own egg is used, is not permitted. 

23.Can donor eggs be used?

Yes. Donor eggs may be used under ART regulations. 

If the intended mother is unable to provide eggs, donor eggs may be used. Egg donation is regulated under the ART (Regulation) Act, 2021, which sets out rules for donor screening, age restrictions, and limits on the number of times a person may donate. Using unregistered donor sources or clinics is not lawful.   

24.Are sperm donors allowed?

Yes. Sperm donation is permitted but regulated under the ART Act. 

Sperm donation is allowed in India and is regulated under the ART (Regulation) Act, 2021. The Act sets out rules for donor screening and limits on the number of donations. Commercial trade in gametes is prohibited. Only registered ART banks may collect, store, and supply donor sperm for use in IVF procedures. 

25.Can embryos be frozen?

Yes. Embryo freezing is a common practice in IVF procedures. 

Fertility clinics in India routinely freeze embryos created during IVF that are not transferred in the initial cycle. Frozen embryos may be used in subsequent transfer cycles if the first transfer is unsuccessful. The storage and handling of frozen embryos is regulated under the ART (Regulation) Act, 2021. 

Legal Documentation Questions

26.What documents are required for surrogacy?

Common documents include medical certificates, consent forms, and eligibility approvals. 

The full set of required legal documents includes a medical certificate of infertility or medical necessity, a certificate of eligibility for the intended parents, consent forms from all parties, a legally executed surrogacy agreement, and proof of insurance coverage for the surrogate mother. These documents must be in place before any medical procedure begins.

27.Is insurance required for surrogate mothers?

Yes. Insurance coverage must be provided to the surrogate mother. 

The intended parents are required to provide insurance coverage for the surrogate mother. This insurance covers the surrogate mother during the pregnancy and for a defined period after the birth. This requirement is part of the legal framework governing surrogacy in India and must be reflected in the surrogacy agreement.   

28.Is court approval necessary?

Yes. In many cases, legal approval confirming parentage is required. 

A court order confirming the legal parentage of the child is a required part of the legal process in many surrogacy arrangements in India. This order is typically obtained before the child’s birth and ensures that the intended parents are recognised as the child’s legal parents on the birth certificate without dispute. 

29.Is registration with authorities necessary?

Yes. Surrogacy procedures must comply with government regulations. 

Both the surrogacy arrangement and the fertility clinic used must comply with government registration requirements under the ART (Regulation) Act, 2021 and the Surrogacy (Regulation) Act, 2021. Failure to comply with these registration requirements can make the surrogacy arrangement legally vulnerable. 

30.Are fertility clinics regulated?

Yes. IVF clinics must be registered under the ART Act. 

Every IVF clinic and ART bank in India must be registered under the ART (Regulation) Act, 2021. A National ART Registry maintains records of all registered clinics. Clinics that are not registered cannot legally provide ART or surrogacy services. Intended parents should always verify a clinic’s registration before beginning treatment. 

Cost Questions

31.How much does surrogacy cost in India?

Costs vary depending on the medical procedures and legal documentation required. 

The total cost of surrogacy in India depends on factors such as the number of IVF cycles, medical expenses for the surrogate mother, insurance coverage, and legal fees for drafting the surrogacy agreement and obtaining court orders. The costs involved are specific to each individual case and arrangement. 

32.Is commercial surrogacy allowed?

No. Commercial surrogacy is prohibited under Indian law. 

The Surrogacy (Regulation) Act, 2021 expressly prohibits commercial surrogacy. Paying a surrogate mother beyond the permitted expenses — medical costs and insurance coverage — is illegal. Anyone who engages in commercial surrogacy can face criminal penalties, including imprisonment and heavy fines.  

33.What expenses can be paid to the surrogate mother?

Medical expenses, insurance coverage, and pregnancy-related costs may be covered by the intended parents. 

The law allows intended parents to pay for the surrogate mother’s medical expenses throughout the pregnancy, her insurance coverage, and other directly pregnancy-related healthcare costs. Any payment beyond these lawful expenses is classified as commercial surrogacy, which is prohibited and subject to criminal penalties.  

34.Are surrogate mothers paid a salary?

No. Paying a surrogate mother beyond allowed expenses is illegal. 

A surrogate mother in India may not receive a payment, salary, or fee for carrying the child. Only lawful expenses — medical costs and insurance coverage — may be paid. This is the definition of altruistic surrogacy, which is the only form of surrogacy permitted under the Surrogacy (Regulation) Act, 2021.  

35.Are there legal penalties for commercial surrogacy?

Yes. Engaging in commercial surrogacy can lead to criminal penalties. 

The Surrogacy (Regulation) Act, 2021 provides for criminal penalties for those who engage in or facilitate commercial surrogacy. Penalties include imprisonment and heavy fines. These penalties may apply to intended parents, clinics, and any individual or agency involved in facilitating a commercial surrogacy arrangement in India. 

Questions About the Child

36.Who are the legal parents of the child?

The intended parents are recognised as the legal parents. 

Under the Surrogacy (Regulation) Act, 2021, the intended parents are recognised as the child’s legal parents from birth. The surrogate mother has no parental rights over the child. This legal parentage is supported by the surrogacy agreement signed before the pregnancy and, in many cases, a court order obtained before the child’s birth. 

37.Does the child have inheritance rights?

Yes. The child has full legal rights, including inheritance. 

A child born through surrogacy in India has the same legal rights as any other child, including the right to inherit from the intended parents. The law ensures that children born through surrogacy are not treated differently from children born through natural reproduction in terms of their legal status and rights. 

38.Is the child’s birth certificate issued in the parents’ names?

Yes. The intended parents’ names are recorded on the birth certificate. 

The birth certificate of a child born through surrogacy is issued in the names of the intended parents, not the surrogate mother. This reflects the intended parents’ legal status as the child’s parents, which is established through the surrogacy agreement and court order before the child’s birth.   

39.Can the child be abandoned?

No. Abandonment of a child born through surrogacy is punishable under law. 

The law protects children born through surrogacy from abandonment. If intended parents abandon a child born through surrogacy, they may face legal consequences. This protection applies to children born through surrogacy across India, including in Tamil Nadu and Andhra Pradesh. 

40.Are children born through surrogacy legally protected?

Yes. The law protects the rights and welfare of children born through surrogacy. 

Children born through surrogacy in India have the same legal protections as all other children under Indian law. They have the right to be recognised as the legal children of their intended parents, inheritance rights, and protection from abandonment. The Surrogacy (Regulation) Act, 2021 specifically ensures these protections. 

International Surrogacy Questions

41.Can foreign couples do surrogacy in India?

India has placed restrictions on surrogacy for foreign nationals. 

Foreign nationals are currently subject to significant restrictions under Indian surrogacy law. The legal framework primarily permits surrogacy for Indian citizens who meet the eligibility criteria. Foreign couples interested in surrogacy in India should seek specific legal advice before making any arrangements, given the restrictions that apply. 

42.Can NRI couples opt for surrogacy?

NRIs may face additional legal requirements. 

Non-Resident Indians may be able to pursue surrogacy in India, but they face additional legal considerations that vary depending on their citizenship status and residency. Legal consultation is recommended for NRI couples before beginning the surrogacy process in India, as the requirements can differ from those for resident Indian citizens.  

43.What about citizenship of the child?

Citizenship rules depend on the nationality laws of the parents. 

In international and cross-border surrogacy arrangements, the citizenship of the child born through surrogacy may become a complex legal matter. Different countries have different laws regarding citizenship of children born through surrogacy. Legal advice is necessary for any cross-border surrogacy case to ensure the child’s citizenship status is properly established.  

44.Are international surrogacy arrangements allowed?

International surrogacy arrangements are highly regulated and often restricted. 

India has placed significant restrictions on surrogacy for foreign nationals, making international arrangements more complicated than domestic ones. Cross-border surrogacy cases involve not only Indian surrogacy law but also the laws of the intended parents’ home country, visa laws, and citizenship regulations.  

45.Do immigration laws affect surrogacy?

Yes. Visa and citizenship laws can affect international surrogacy arrangements. 

In cross-border surrogacy cases, immigration and visa laws of both India and the intended parents’ home country may affect the process. Ensuring that the child born through international surrogacy can travel to and reside in the intended parents’ country is a separate legal matter that requires legal advice specific to that country’s laws. 

Legal Compliance Questions

46.What happens if surrogacy laws are violated?

Violations can lead to fines and criminal penalties. 

Violating the Surrogacy (Regulation) Act, 2021 can result in criminal liability. Penalties include heavy fines and imprisonment. Violations may also lead to the cancellation of medical procedures already underway and legal disputes over the parentage of the child. Strict compliance with Indian surrogacy law is essential for all parties involved. 

47.Can fertility clinics lose their licence?

Yes. Clinics that violate ART regulations may lose their registration. 

Under the ART (Regulation) Act, 2021, IVF clinics and ART banks that violate the law’s requirements can face cancellation of their registration. A clinic that loses its registration cannot legally continue to operate. Intended parents should verify a clinic’s registration status before engaging their services. 

48.What are the penalties under the Surrogacy Act?

Penalties include imprisonment and heavy fines. 

The Surrogacy (Regulation) Act, 2021 provides for serious penalties for those who engage in or facilitate commercial surrogacy or other violations. These penalties include imprisonment and heavy fines and may apply to individuals, clinics, and any agencies involved. This reflects the government’s commitment to preventing exploitation in surrogacy.   

49.Why is legal advice important in surrogacy?

Legal guidance helps ensure compliance with laws and prevents disputes. 

Surrogacy involves complex legal, medical, and ethical considerations simultaneously. Legal guidance helps intended parents confirm their eligibility, obtain the required certificates and approvals, ensure that the surrogacy agreement is properly drafted, and navigate the court process for obtaining the parentage order. Professional legal advice reduces the risk of disputes and procedural errors. 

50.Should couples consult a lawyer before surrogacy?

Yes. Consulting a lawyer ensures proper documentation and legal protection. 

Consulting a lawyer experienced in surrogacy and ART law before beginning the process is strongly recommended. A lawyer can assess eligibility, advise on the required documentation, draft the surrogacy agreement, handle the court process for the parentage order, and ensure compliance with both the Surrogacy (Regulation) Act, 2021 and the ART (Regulation) Act, 2021. 

Frequently Asked Questions (FAQs)

How long does the surrogacy process take?

The surrogacy process involves multiple legal and medical steps, including medical consultation, obtaining eligibility certificates and approvals, drafting the surrogacy agreement, the IVF procedure, and obtaining the court order for parentage. The overall timeline varies depending on the specific circumstances of each case. 

Is IVF compulsory for surrogacy?

Yes. In gestational surrogacy — the only form legally permitted in India — IVF is required to create the embryo that is transferred into the surrogate mother’s uterus. 

Can NRIs use surrogacy in India?

NRIs may face additional legal requirements. The specific requirements depend on their citizenship status and residency. Legal consultation is recommended before beginning the process. 

Who becomes the legal parent in surrogacy?

The intended parents are recognised as the child’s legal parents. The surrogate mother has no parental rights over the child. 

Can a surrogate keep the baby?

No. The law recognises the intended parents as the child’s legal parents once the child is born. The surrogate mother has no parental rights under the Surrogacy (Regulation) Act, 2021. 

What documents are needed for surrogacy?

Required documents include medical certificates, consent forms, eligibility approvals, a legally drafted surrogacy agreement, and insurance for the surrogate mother. A court order confirming parentage is also required in many cases. 

Are donor eggs allowed in surrogacy?

Yes. Donor eggs may be used under ART regulations. Egg donation is regulated under the ART (Regulation) Act, 2021. 

How much does surrogacy cost in India?

Costs vary depending on the medical procedures and legal documentation required. Paying a surrogate beyond medical expenses and insurance is illegal under Indian law. 

Conclusion

Surrogacy is a complex process that involves medical, ethical, and legal considerations. The Surrogacy (Regulation) Act, 2021 and the ART (Regulation) Act, 2021 aim to protect all parties involved and ensure that surrogacy is conducted in a transparent and ethical manner across India — whether you are in Chennai, Tamil Nadu, Andhra Pradesh, or any other state. 

Couples considering surrogacy should carefully understand the legal requirements and seek professional guidance before starting the process. 

  

Professional legal guidance can help intended parents understand legal risks and comply with the Surrogacy (Regulation) Act, 2021 and ART (Regulation) Act, 2021 before beginning the surrogacy process. 

Get Expert Legal Help Today

Need legal guidance regarding frozen embryos, IVF consent agreements, surrogacy, fertility law, or reproductive rights?

Contact M&D Surrogacy Law Firm, Chennai, for a confidential consultation. 

Our Chennai-based team specialises in Surrogacy LawIVF & Fertility LawART Act Compliance, and Reproductive Rights Legal Consultation. 

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